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Important Disclosures for Curry County, NM Applicants (Clovis, NM)

How Flintshore Financial and its funding partners divide the work, in plain terms.

What the Process Looks Like

  1. The first conversation

    Phone, or send the form, and describe the expense and its timing.

  2. A shorter list

    We point to the funding types that fit and the records a partner may ask for.

  3. The partner's answer

    A partner reviews the request and gives its own decision.

In short

Flintshore Financial is a small-business funding broker, not a lender. It does not make credit decisions or set rates or terms. Funding partners review each request and decide. A merchant cash advance is a purchase of future receivables, not a loan.

Flintshore Financial Is a Funding Broker, Not a Lender

Flintshore Financial does not lend money and does not decide on credit, rates, fees, amounts or repayment terms. It takes funding requests from businesses, explains the funding types and sends each request to funding partners. Each partner applies its own standards and makes its own decision.

Offers and Credit Checks Belong to Partners

An offer comes from a funding partner and is governed by that partner's agreement. A partner may check business and personal credit during its review. Accepting an offer is the business's decision.

A Merchant Cash Advance Is a Purchase of Receivables

A merchant cash advance buys part of the receipts a business has not yet collected. There is no loan balance; the purchased amount is delivered from receipts as they arrive.

No Request Is Assured an Offer

Sending a request does not mean any partner will make an offer. Flintshore Financial cannot predict approval, amount, price or timing.

By Flintshore Financial · Updated

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